Building Good Credit

Most people grapple with at least some anxiety over whether using a credit card to build credit is worth the risk of being possessed by the plastic spending demon, and turning into this girl. 

This Consumerist article helps lay out the pros and cons of buying on credit, and what to do if yours is already so bad you can't even get a credit card. Which is pretty damn bad. 

Before you sign up for anything though, read this WSJ article so you know who to avoid. (I'll give you a hint:  Citigroup Inc., J.P. Morgan Chase & Co. and Discover.)